Stock Finance

What is Stock Finance?

Stock finance provides a facility that is intrinsically linked to value of your stock or inventory, whether this is in the form of raw materials, work in progress or finished goods.  These type of facilities are normally arranged as part of an Asset Based Lending facility, although it is possible to arrange a stand alone facility, depending on the goods that need to be funded.

How does Stock Finance benefit my business?

Stock in any form is an expensive commodity, which in certain industries where immediate supply is important, can number many, many product lines.  The more stock that is held, then the less free cash flow there is available to your business to fund it’s cost base and such other activities such as sales and general overheads.

Stock finance facilities will release a percentage of the cash tied up in these assets that can then be utilised to fund your day to day business or to allow other advantageous business activities.

Facilities are revolving by nature so will rise and fall in line with the movements in your purchase and sales activities together with any seasonality in the your business.

For more information on the individual Trade and Stock Finance products or indeed any of our other products and services, complete the Get A Quote, Contact Form or email Alternatively simply telephone our national rate number 0845 601 5343 or contact your local Harrisons office, details of which can be found within the Contact Us section.